:root {
  --navy: #0b1e33;
  --navy-light: #14304f;
  --accent: #ff5a1f;
  --accent-dark: #e04a12;
  --ink: #10151c;
  --muted: #5a6472;
  --bg: #f7f8fa;
  --card: #ffffff;
  --border: #e4e8ee;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

.container {
  max-width: 960px;
  margin: 0 auto;
  padding: 0 24px;
}

header.site-header {
  background: var(--navy);
  color: #fff;
  padding: 16px 0;
}

header.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.logo {
  font-weight: 800;
  font-size: 1.25rem;
  color: #fff;
  letter-spacing: -0.02em;
}
.logo span { color: var(--accent); }

nav.site-nav a {
  color: #cfd8e3;
  margin-left: 20px;
  font-weight: 600;
  font-size: 0.95rem;
}
nav.site-nav a:hover { color: #fff; text-decoration: none; }

.btn {
  display: inline-block;
  background: var(--accent);
  color: #fff;
  padding: 12px 24px;
  border-radius: 8px;
  font-weight: 700;
  border: none;
  cursor: pointer;
  font-size: 1rem;
}
.btn:hover { background: var(--accent-dark); text-decoration: none; }
.btn-outline {
  background: transparent;
  border: 2px solid #fff;
  color: #fff;
}
.btn-outline:hover { background: #fff; color: var(--navy); }

.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: #fff;
  padding: 72px 0;
  text-align: center;
}
.hero h1 {
  font-size: 2.4rem;
  margin: 0 0 16px;
  line-height: 1.2;
  font-weight: 800;
}
.hero p.lede {
  font-size: 1.15rem;
  color: #d5deea;
  max-width: 680px;
  margin: 0 auto 28px;
}
.hero .stat-row {
  display: flex;
  justify-content: center;
  gap: 40px;
  margin-top: 40px;
  flex-wrap: wrap;
}
.stat { text-align: center; }
.stat .num { font-size: 2rem; font-weight: 800; color: var(--accent); }
.stat .label { font-size: 0.85rem; color: #b7c2d1; text-transform: uppercase; letter-spacing: 0.04em; }

section { padding: 56px 0; }

.section-title {
  font-size: 1.8rem;
  font-weight: 800;
  margin-bottom: 12px;
}
.section-sub { color: var(--muted); margin-bottom: 32px; max-width: 620px; }

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
@media (max-width: 720px) {
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .hero h1 { font-size: 1.8rem; }
}

.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 28px;
}
.card h3 { margin-top: 0; }

.pricing-card {
  background: var(--card);
  border: 2px solid var(--border);
  border-radius: 16px;
  padding: 32px;
  text-align: center;
}
.pricing-card.featured { border-color: var(--accent); position: relative; }
.pricing-card .tag {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--accent);
  color: #fff;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 4px 14px;
  border-radius: 999px;
  text-transform: uppercase;
}
.pricing-card .price {
  font-size: 2.6rem;
  font-weight: 800;
  color: var(--navy);
  margin: 12px 0 4px;
}
.pricing-card .price span { font-size: 1rem; color: var(--muted); font-weight: 500; }
.pricing-card ul { text-align: left; padding-left: 20px; color: var(--muted); }

.cta-band {
  background: var(--accent);
  color: #fff;
  text-align: center;
  padding: 56px 0;
}
.cta-band h2 { font-size: 1.8rem; margin-bottom: 12px; }
.cta-band p { color: #ffe6da; margin-bottom: 24px; }
.cta-band .btn { background: #fff; color: var(--accent-dark); }
.cta-band .btn:hover { background: #ffe6da; }

footer.site-footer {
  background: var(--navy);
  color: #a9b6c6;
  padding: 40px 0;
  font-size: 0.9rem;
}
footer.site-footer a { color: #cfd8e3; }
footer.site-footer .cols {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 24px;
}
footer.site-footer .legal {
  margin-top: 24px;
  padding-top: 24px;
  border-top: 1px solid #24384f;
  font-size: 0.8rem;
  color: #7d8ba0;
}

/* Article pages */
.article-wrap { padding: 48px 0 72px; }
.article-header { max-width: 760px; margin: 0 auto 32px; }
.article-header .kicker {
  color: var(--accent);
  font-weight: 700;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.article-header h1 { font-size: 2rem; margin: 8px 0 16px; line-height: 1.25; }
.article-header .meta { color: var(--muted); font-size: 0.9rem; }

.answer-box {
  max-width: 760px;
  margin: 0 auto 32px;
  background: #fff5ef;
  border-left: 4px solid var(--accent);
  border-radius: 8px;
  padding: 20px 24px;
  font-size: 1.05rem;
}
.answer-box strong { color: var(--navy); }

.article-body { max-width: 760px; margin: 0 auto; }
.article-body h2 { font-size: 1.4rem; margin-top: 40px; color: var(--navy); }
.article-body h3 { font-size: 1.15rem; margin-top: 28px; }
.article-body p { margin: 14px 0; }
.article-body ul, .article-body ol { margin: 14px 0; padding-left: 22px; }
.article-body li { margin-bottom: 6px; }
.article-body table { width: 100%; border-collapse: collapse; margin: 20px 0; }
.article-body th, .article-body td { border: 1px solid var(--border); padding: 10px 12px; text-align: left; }
.article-body th { background: #f0f2f5; }

.faq-block {
  max-width: 760px;
  margin: 40px auto 0;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 8px 28px;
}
.faq-item { padding: 20px 0; border-bottom: 1px solid var(--border); }
.faq-item:last-child { border-bottom: none; }
.faq-item h3 { margin: 0 0 8px; font-size: 1.05rem; }
.faq-item p { margin: 0; color: var(--muted); }

.inline-cta {
  max-width: 760px;
  margin: 40px auto;
  background: var(--navy);
  color: #fff;
  border-radius: 12px;
  padding: 32px;
  text-align: center;
}
.inline-cta h3 { margin-top: 0; }
.inline-cta p { color: #cfd8e3; }

.article-index { max-width: 760px; margin: 0 auto; }
.article-index ul { list-style: none; padding: 0; }
.article-index li {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 18px 20px;
  margin-bottom: 12px;
}
.article-index li a { font-weight: 700; font-size: 1.05rem; }
.article-index li p { margin: 6px 0 0; color: var(--muted); font-size: 0.92rem; }

/* Form */
.form-card {
  max-width: 560px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 32px;
}